走向共和

신한은행, 고금리 가계대출 금리 인하 1년 연장_我的网站

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    Chinese and American college students pose for a group photo at Tsinghua University's sports complex in Beijing, capital of China, Aug. 16, 2026. (Xinhua)As the buzzer sounded, bench players sprinted onto the court, joining their Chinese and American teammates in a huddle, bumping fists and cheering, as they celebrated a hard-earned victory.
On the basketball court, young players from the two countries came together as teammates, rather than competitors.
The basketball games, held at Tsinghua University's sports complex in Beijing over the weekend, featured 16 U.S. players teaming up with their Chinese peers in separate men's and women's games, with players from both countries mixed on each team.
The games were a highlight of the 2026 Sino-U.S. Summer College Basketball & Youth Exchange, a six-day program that brought together U.S. students from universities including Stanford University, Harvard University and Yale University.
Co-hosted by China Center for International People-to-People Exchange (CCIPE) under the Ministry of Education and Tsinghua University, the program combines basketball competitions with activities including campus tours and cultural experiences to deepen exchanges, cultivate sportsmanship, and promote communication, understanding, friendship, and cooperation among younger generations on both sides.
"I'm so excited," said Lily Brown, a 20-year-old student from Bates College, after her team won. "Everyone had really good hustle, and everyone was attacking the basket really well and shooting with confidence."
After training with her Chinese teammates for several days, Brown said that despite the language barrier, they shared much in common, from movies and entertainment to social media.
"We communicate through basketball," she added.
That shared language is at the heart of the program's mixed-team format, according to J.R. Carnegie-Hargreaves, the U.S. delegation's team leader.
"The shared pursuit of basketball creates a common ground, and from that, mutual trust and friendship take root," he said.
The idea of using sports to bring people together has a long history in China-U.S. relations. In 1971, a U.S. table tennis team made a historic trip to China, marking the reopening of channels for friendly people-to-people exchanges between the two countries.
This April, Chinese and American young people gathered for events marking the 55th anniversary of Ping-Pong Diplomacy.
Today, young people are increasingly seen as vital bridges in bilateral relations. Deputy Director-General of the CCIPE Cao Diefeng said at the opening ceremony that the program was designed to help young people from both countries not only get to know each other on the court but also step into each other's thoughts and daily lives.
"Through firsthand experiences of the development story, cultural heritage and social landscape of each other's countries, they may come to see each other in a truer, fuller and more vivid light," he added.
China launched an initiative in November 2023 to invite 50,000 young Americans to visit the country for exchange and educational programs over five years. According to China's Ministry of Foreign Affairs, more than 50,000 young Americans have since visited China, reaching the target two and a half years ahead of schedule.
For many young Americans, the chance to explore China is an experience in itself. Jason Singleton, an 18-year-old student from Harvard University, said that he felt "blessed" to join the exchange program. It was his first trip to China after studying Chinese for about six years.
"Not everybody in America gets the chance to see the Great Wall," he said, delighted to get immersed in the Chinese culture during the journey.
For Cuyler Sparks, a high school student at Choate Rosemary Hall, the chance to learn more about Chinese basketball while exploring the country was one she couldn't "say no" to.
On her first trip to China, time spent with her Chinese teammates has been just as memorable, especially trying local foods. Roast duck quickly became her favorite dish.
"We don't know what some of the things are, so they explain to us how to eat them and what's really good," she said. "Just being together and trying to figure things out, even with the language barrier, has been really fun."
For some participants, the exchange was more than just a first encounter; it was a chance to continue a friendship that had already begun.
Xi Taicheng, a senior student from Tsinghua University who joined the event two years ago, was glad to meet some familiar faces again this time.
"Playing alongside the U.S. players was always a refreshing experience," he said. During several days of joint training, they chatted about their studies, training and the Chinese Basketball Association (CBA), with the Americans curious about life and basketball in China.
"I've made more new friends this time and added almost all the players on the U.S. men's team on social media," Xi said. "It's been really fun chatting and spending time together."
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二 |     신한은행은 고금리 가계대출을 보유한 고객의 금융비용 부담을 완화하기 위해 지난해 ‘헬프업 & 밸류업(Help-up & Value-up) 프로젝트’ 의 일환으로 시행한 가계대출 금리 인하 지원을 26일부터 1년간 연장한다고 밝혔다.‘헬프업 & 밸류업 프로젝트’는 고객의 경제적 자립을 돕고(Help-up) 자산 가치를 높여(Value-up) 지속 가능한 금융생활을 지원하기 위해 지난해 신한금융그룹이 시행한 상생금융 프로젝트다.신한은행은 지난해 7월부터 1년간 9.8% 초과 금리가 적용되는 가계대출의 금리를 9.8%로 낮춰 고객의 이자 부담을 경감했다. 이번 연장을 통해 고금리 가계대출을 이용하는 고객의 금융비용 부담 완화를 이어간다.지원 대상은 2026년 7월 기준 9.8%를 초과하는 금리가 적용되는 가계대출을 보유한 고객 중 대출 잔여 만기가 3개월 이상인 고객이다. 대상 고객의 대출금리는 별도의 신청 절차 없이 9.8%로 인하된다.지원 기간은 해당 대출의 만기일까지이며, 잔여 만기가 1년을 초과하는 경우 최대 1년간 지원한다. 이번 지원 대상은 총 2만8411건, 대출잔액 기준 약 3114억원 규모로 예상된다. 지원 기간 중 대출이 연체될 경우 기존 대출이자와 연체이자를 납부해야 한다.한편, 신한은행은 21일 중저신용 고객의 금융 접근성을 높이고 이자 부담을 완화하기 위해 ‘슈퍼SOL중금리대출’을 출시했다. 외부 신용평점(NICE 또는 KCB) 하위 50% 중저신용 고객을 대상으로 1인당 최대 2000만원까지 지원하며, 자체 개발한 ‘서민 대안신용평가모형’을 적용해 사회초년생·주부 등 금융거래 이력이 상대적으로 부족한 고객까지 금융지원의 폭을 넓혔다. 연 5.5~6.9%의 고정금리를 적용받고 대출 기간은 최대 36개월이다. 정호원 기자。

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